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We are so grateful to have earned the trust and confidence of our customers and referral partners and are honored to again be named “Lender of the Year” by Atlanta Agent Magazine. The relationships that we build and support in the real estate community are the cornerstone of our success. We strive to provide consistent, professional and stellar service to our referral partners.

Kim Nelson, Chief Executive Officer of BankSouth Mortgage observes, “We work every single day to apply our core values, Be Ready, Be Responsive and Be Respectful to every interaction we have.”

BankSouth Mortgage looks forward to offering unparalleled service to our treasured referral partners and looks forward to meeting more during 2019.


News

BankSouth Mortgage is pleased to announce that D.C. Aiken has recently joined BankSouth Mortgage as Vice President, Producing Production Manager.

D.C. Aiken, a 44-year resident of the Metro Atlanta Area, graduated from the College of William and Mary with a BA in Economics. With more than 30 years of experience in the mortgage business, he has a solid understanding of the local real estate market and knows how to find the best mortgage financing solution to fit your specific needs.

“D.C.’s commitment to quality and superior customer service has been widely known throughout the Atlanta area for decades” says Kim Nelson, Chief Executive Officer, BankSouth Mortgage.  “We are delighted that he is joining our team and look forward to seeing him continue to set the standard for mortgage origination in our industry”.

D.C. has earned a position of high esteem for his outstanding sales performance. He has been the recipient of the Mortgage Bankers Association of Georgia’s Diamond and Platinum Awards and named in the Nation’s Top 50 Mortgage Originators by Mortgage Originator magazine. Having personally closed more than $1 billion in loan transactions for customers throughout the southeastern United States, his knowledge and expertise makes the mortgage process smooth and hassle-free.

DC is active in his community, former Vice Mayor for the City of Alpharetta, and is Director of Baseball for Holy Innocents’ High School.

 

D.C. Aiken

...

General

If you purchased a home in 2017, you may be eligible for a Homestead Exemption. This valuable exemption reduces the taxable value of your home, provided the following:

- The home is occupied by the homeowner on January 1, and

- The homeowner applies for the homestead exemption in the county in which the property is located.

The home must be your legal residence for all purposes including the registration of your vehicles and the filing of your Federal and Georgia income tax return.

For most counties in Georgia, the deadline to file for a homestead exemption is April 1. Failure to file on time for the Homestead Exemption will disqualify you for the exemption for this tax year. Application is not automatic, nor does a mortgage company or closing attorney complete the application for you when the home is purchased. Once granted, the exemption is automatically renewed each year you continually occupy the home under the same ownership.

In many counties, the tax assessor’s office is the designated office to receive homestead exemption applications. Please note that in order to file, you may need to provide the following: warranty deed book and page, proof of residence, social security number, driver's license with correct home address and/or car tag information.

We’ve put together a list of the top counties in which our customers purchased homes in 2017 and included links to ...


News

BankSouth Mortgage Brings Down Payment Protection to the Georgia Market

New Home Mortgage Program Provides Greater Security to Georgia Homebuyers if They Have to Sell at a Loss, Empowering Them to Buy With Confidence

ATLANTA, October 4, 2017 BankSouth Mortgage today introduced BankSouth Mortgage +Plus, an innovative product that gives Georgia homebuyers greater control by protecting their down payment against potential future drops in market prices. Included as a feature of BankSouth Mortgage +Plus loans, +Plus SM down payment protection enables homebuyers to buy with confidence knowing that they can recover up to their full original down payment should they need to sell their home in a down market.  

With BankSouth Mortgage +Plus, if the local real estate market is down when the homeowner needs to sell their home, within 2-7 years, they will still be reimbursed by ValueInsured up to the full amount of their down payment if all program requirements are met.

“We’re always looking for ways to better meet our customers’ needs and enable them to buy homes in ways that are most rewarding to them,” said Kim Nelson, CEO of BankSouth Mortgage. “With BankSouth Mortgage +Plus, we’re able to provide our customers more security and flexibility when buying their dream home.”

“As a leading lender in the Georgia market, we’re excited to have BankSouth Mortgage join our ...


News

Equifax Breach

Sep 15
9:00
AM
Category | News


By now you have likely heard of the reported Equifax breach.  BankSouth is committed to doing everything we can to help our customers address concerns.  While there are still many questions, you as a consumer do have options to help protect your identity.  Below are available resources to help you protect yourself against possible identity fraud.  As always, please contact us if you have any questions. 

  • You can visit the Equifax website to determine if you’ve potentially been impacted and sign up for the free credit monitoring services being offered:  www.equifaxsecurity2017.com

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