Get Pre-Qualified For the purchase of your new home or to receive a quote for a refinance.

Apply Online View Map Directions News & Blog Mortgage Calculators
Shachi Bhardwaj
Senior Mortgage Banker
NMLS ID #: 200704
Office: (678) 595-7904
Fax: (678) 722-8318

Shachi Bhardwaj has been in the mortgage industry since 2005 following a successful stint as an entrepreneur. During this period, Shachi has built a vast network of delighted homebuyers, realtors, and builders. She has consistently received the Mortgage Bankers Association of Georgia's (MBAG's) Gold Award since 2009 - an honor that is awarded to the top 1 percentile of loan officers. 

What really sets her apart from her competition is her comprehensive industry knowledge, resourcefulness, and responsiveness to client needs. She takes the time to understand her client’s personal needs, goals, dreams and challenges - whether you are a 1st time home buyer, buying your next home, or refinancing. She takes pride in not only diligently finding the best mortgage loan option for her clients, but also helping her clients fully understand the home loan process and become comfortable with all aspects of it. 

And if you happen to be on a work visa, you would be hard pressed to find a more knowledgeable and resourceful loan officer. With her extensive knowledge of the US immigration and work visa rules, built on her vast experience with non-U.S. Citizens/Permanent Resident Alien clients, she will ensure that your unique needs are met in the most efficient manner possible.

Shachi's extensive experience in Residential Mortgage Lending covers a full spectrum of loan products, including New Construction Financing, Conventional ... [ READ MORE ]

Customer Testimonials

Shachi was outstanding and gave us excellent service. She is a true professional. She was always very responsive and made sure that we knew the pros and cons of any issue.

Shreyes M.

For a first-time homebuyer like me with several questions, Ms. Bhardwaj was always available (late at night or early in the mornings) to very patiently explain the process, repeat an explanation, or calm me down if I got worried about something. I can't thank her enough for everything she did.

Jagan K.

Shachi is the ultimate in mortgage banking industry. We first learnt of Shachi through a friend who had financed with her before. As we've always valued a recommendation from a former client, we went ahead with Shachi for our home finance. Shachi was proactive to the market rates and even after we locked in the rates, she was on top of every step of the process. I've recommended Shachi to many of my colleagues and family members knowing that they'll get the same results.

I would highly recommend Shachi if you were in the market to finance or refinance your home or business. I guarantee you great results and a great friend!

Harshal V.

Shachi is an awesome adviser. She has a great team of people behind her and their communication is exceptional. She kept us in-the-know during the entire process and we had a very smooth closing. We highly recommend and refer Shachi to our friends and family and would happily work with her again on our next purchase.

L.S. and D.S.

My husband and I would like to thank you and especially your team for efficiently processing our closing documents this morning for our loan.

We are very impressed with the professionalism you and your team showed. All documents were accurate and we felt very comfortable that you were handling our loan. I will refer your services to some of our colleagues and friends.

Thanks again for being very accommodating and responsive to our needs. You are the BEST!!!

S.M.

I am writing to thank you for your help with the recent mortgage loan I obtained from BankSouth. Since the inception of the process, you were diligent in following up and working with me closely at every step.

I value your integrity for keeping the promise of getting my loan approved and processed within 10 days; that’s exceptional compared to the industry average and unheard of; not to mention the extremely competitive pricing and friendly staff. No matter what time of the day it was, you were always on your toes in keeping things moving along smoothly. You made this overwhelming process a breeze for me.

I would definitely refer you anyone I know who is looking for a mortgage loan. After hearing the horror stories of the few people I know, I think I was fortunate to have worked with you, given the time constraints I had. Thank you for such a wonderful experience.

A.S.

For past five years my clients have been having Shachi's help in getting mortgage for their new home purchase or for refinancing their existing home. They are very happy and satisfied with her knowledge of the industry. She is trustworthy and reliable.

Kiran K.

Shachi is an excellent professional that you can trust. I needed to get a loan in two weeks and she and her staff worked really hard to get the loan originated and processed. She is very friendly and will do all that it takes to help you with the process of getting a loan. I would highly recommend her to anyone looking for a mortgage.

Neil P.

Shachi was extremely helpful in my entire process of home buying. It was my first experience of home buying and I was facing lot of unknowns. Shachi was very patient in answering all my questions and explaining everything in detail.

S.T.

Shachi stayed on top of the process so I didn't have to.

Peter T.