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Shachi Bhardwaj
Senior Mortgage Banker
NMLS ID #: 200704
Office: (678) 595-7904
Fax: (678) 722-8318

Shachi Bhardwaj has been in the mortgage industry since 2005 following a successful stint as an entrepreneur. During this period, Shachi has built a vast network of delighted homebuyers, realtors, and builders. She has consistently received the Mortgage Bankers Association of Georgia's (MBAG's) Gold Award since 2009 - an honor that is awarded to the top 1 percentile of loan officers. 

What really sets her apart from her competition is her comprehensive industry knowledge, resourcefulness, and responsiveness to client needs. She takes the time to understand her client’s personal needs, goals, dreams and challenges - whether you are a 1st time home buyer, buying your next home, or refinancing. She takes pride in not only diligently finding the best mortgage loan option for her clients, but also helping her clients fully understand the home loan process and become comfortable with all aspects of it. 

And if you happen to be on a work visa, you would be hard pressed to find a more knowledgeable and resourceful loan officer. With her extensive knowledge of the US immigration and work visa rules, built on her vast experience with non-U.S. Citizens/Permanent Resident Alien clients, she will ensure that your unique needs are met in the most efficient manner possible.

Shachi's extensive experience in Residential Mortgage Lending covers a full spectrum of loan products, including New Construction Financing, Conventional ... [ READ MORE ]

Customer Testimonials

Shachi was extremely attentive to our needs through the entire mortgage loan process. Her follow up and attention to detail is to be commended. She is no doubt committed to delivering the highest quality of service. As a result, a positive outcome is guaranteed.

Bibek M.

There simply are no superlatives sufficient to thank you for your fantastic service in securing financing for us. You got us an excellent rate that was competitive with the very best offers out there, and came up with a very smart financing strategy that lured me to secure financing. I will happily and “enthusiastically” recommend you to others.

Sanjay S.

Shachi provided flexible meeting times, individual attention and was able to help meet our financial needs. Shachi was also very responsive throughout the process.

J.M. and T.M.

Shachi stayed on top of the process so I didn't have to.

Peter T.

I have bought several homes before and worked with several different banks. Hands down this is one of the best experiences I have had so far. Shachi and her team provided excellent service. Purchasing a home can be painful but thanks to Shachi it was done prefect! I have no complaints and would always recommend her to anyone purchasing a home! I am very satisfied with the level of service.

A. Brown

For past five years my clients have been having Shachi's help in getting mortgage for their new home purchase or for refinancing their existing home. They are very happy and satisfied with her knowledge of the industry. She is trustworthy and reliable.

Kiran K.

We had refinanced our house loan via Shachi. She has a very deep knowledge of her business. Not only she provided us with comprehensive explanation and guidance on options available to us, she also made the whole process very simple and made sure that we get the very best possible rates. She was there to help, provide advice and make excellent recommendations. Her top qualities: Personable, Expert, On Time and very prompt in returning calls. I highly recommend her services if you're in the market for a home loan or refinance

Zack G.

Shachi was outstanding and gave us excellent service. She is a true professional. She was always very responsive and made sure that we knew the pros and cons of any issue.

Shreyes M.

My husband and I would like to thank you and especially your team for efficiently processing our closing documents this morning for our loan.

We are very impressed with the professionalism you and your team showed. All documents were accurate and we felt very comfortable that you were handling our loan. I will refer your services to some of our colleagues and friends.

Thanks again for being very accommodating and responsive to our needs. You are the BEST!!!


Shachi is the ultimate in mortgage banking industry. We first learnt of Shachi through a friend who had financed with her before. As we've always valued a recommendation from a former client, we went ahead with Shachi for our home finance. Shachi was proactive to the market rates and even after we locked in the rates, she was on top of every step of the process. I've recommended Shachi to many of my colleagues and family members knowing that they'll get the same results.

I would highly recommend Shachi if you were in the market to finance or refinance your home or business. I guarantee you great results and a great friend!

Harshal V.