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Shachi Bhardwaj
Senior Mortgage Banker
NMLS ID #: 200704
Office: (678) 595-7904
Fax: (678) 722-8318

Shachi Bhardwaj has been in the mortgage industry since 2005 following a successful stint as an entrepreneur. During this period, Shachi has built a vast network of delighted homebuyers, realtors, and builders. She has consistently received the Mortgage Bankers Association of Georgia's (MBAG's) Gold Award since 2009 - an honor that is awarded to the top 1 percentile of loan officers. 

What really sets her apart from her competition is her comprehensive industry knowledge, resourcefulness, and responsiveness to client needs. She takes the time to understand her client’s personal needs, goals, dreams and challenges - whether you are a 1st time home buyer, buying your next home, or refinancing. She takes pride in not only diligently finding the best mortgage loan option for her clients, but also helping her clients fully understand the home loan process and become comfortable with all aspects of it. 

And if you happen to be on a work visa, you would be hard pressed to find a more knowledgeable and resourceful loan officer. With her extensive knowledge of the US immigration and work visa rules, built on her vast experience with non-U.S. Citizens/Permanent Resident Alien clients, she will ensure that your unique needs are met in the most efficient manner possible.

Shachi's extensive experience in Residential Mortgage Lending covers a full spectrum of loan products, including New Construction Financing, Conventional ... [ READ MORE ]

Customer Testimonials

Shachi was amazing to work with at BankSouth! We appreciate her attention to detail and expertise. We would highly recommend her to others!

K.R.

Our mortgage Banker, Shachi Bhardwaj, was excellent. Separate from her knowledge and expertise, she was honest, trustworthy, accommodating and positive. I admired her ability to accept her clients, figuratively speaking, where they were specific to mortgage processes, etc. These before-mentioned attributes coupled with her willingness to be available during the day, the evening and often into the night were most appreciated especially given that we purchased and built while living in another region of the country. We would recommend Ms. Bhardwaj based on her professionalism, quality of service, her experience and knowledge.

R.G. & S.G. / Borrowers

I am writing to give Shachi Bhardwaj my highest recommendation. Shachi possesses all the attributes necessary to be an excellent Mortgage Banker: she knows her market extremely well; she is diligent, responsive, and yet very patient with her clients. Shachi is both very professional and personable. She clearly takes pride in doing a good job.

It would be hard to envision someone doing a better job than Shachi or being anything but happy in choosing to work with her.

Ven B.

For a first-time homebuyer like me with several questions, Ms. Bhardwaj was always available (late at night or early in the mornings) to very patiently explain the process, repeat an explanation, or calm me down if I got worried about something. I can't thank her enough for everything she did.

Jagan K.

Shachi stayed on top of the process so I didn't have to.

Peter T.

I am writing to thank you for your help with the recent mortgage loan I obtained from BankSouth. Since the inception of the process, you were diligent in following up and working with me closely at every step.

I value your integrity for keeping the promise of getting my loan approved and processed within 10 days; that’s exceptional compared to the industry average and unheard of; not to mention the extremely competitive pricing and friendly staff. No matter what time of the day it was, you were always on your toes in keeping things moving along smoothly. You made this overwhelming process a breeze for me.

I would definitely refer you anyone I know who is looking for a mortgage loan. After hearing the horror stories of the few people I know, I think I was fortunate to have worked with you, given the time constraints I had. Thank you for such a wonderful experience.

A.S.

My husband and I would like to thank you and especially your team for efficiently processing our closing documents this morning for our loan.

We are very impressed with the professionalism you and your team showed. All documents were accurate and we felt very comfortable that you were handling our loan. I will refer your services to some of our colleagues and friends.

Thanks again for being very accommodating and responsive to our needs. You are the BEST!!!

S.M.

Shachi was extremely attentive to our needs through the entire mortgage loan process. Her follow up and attention to detail is to be commended. She is no doubt committed to delivering the highest quality of service. As a result, a positive outcome is guaranteed.

Bibek M.

Shachi was outstanding and gave us excellent service. She is a true professional. She was always very responsive and made sure that we knew the pros and cons of any issue.

Shreyes M.

I would highly recommend Shachi Bhardwaj as a mortgage banker. As first-time homebuyers, the mortgage process was completely new to us. Shachi took the time and patiently explained what each term on the GFE and HUD meant and what the various costs on the loan worksheet were. From getting pre-qualified to closing, she made the process much easier than what we had anticipated. Thank you for all your time and effort.

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