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Shachi Bhardwaj
Senior Mortgage Banker
NMLS ID #: 200704
Office: (678) 595-7904
Fax: (678) 722-8318

Shachi Bhardwaj has been in the mortgage industry since 2005 following a successful stint as an entrepreneur. During this period, Shachi has built a vast network of delighted homebuyers, realtors, and builders. She has consistently received the Mortgage Bankers Association of Georgia's (MBAG's) Gold Award since 2009 - an honor that is awarded to the top 1 percentile of loan officers. 

What really sets her apart from her competition is her comprehensive industry knowledge, resourcefulness, and responsiveness to client needs. She takes the time to understand her client’s personal needs, goals, dreams and challenges - whether you are a 1st time home buyer, buying your next home, or refinancing. She takes pride in not only diligently finding the best mortgage loan option for her clients, but also helping her clients fully understand the home loan process and become comfortable with all aspects of it. 

And if you happen to be on a work visa, you would be hard pressed to find a more knowledgeable and resourceful loan officer. With her extensive knowledge of the US immigration and work visa rules, built on her vast experience with non-U.S. Citizens/Permanent Resident Alien clients, she will ensure that your unique needs are met in the most efficient manner possible.

Shachi's extensive experience in Residential Mortgage Lending covers a full spectrum of loan products, including New Construction Financing, Conventional ... [ READ MORE ]

Customer Testimonials

My husband and I would like to thank you and especially your team for efficiently processing our closing documents this morning for our loan.

We are very impressed with the professionalism you and your team showed. All documents were accurate and we felt very comfortable that you were handling our loan. I will refer your services to some of our colleagues and friends.

Thanks again for being very accommodating and responsive to our needs. You are the BEST!!!

S.M.

Our mortgage Banker, Shachi Bhardwaj, was excellent. Separate from her knowledge and expertise, she was honest, trustworthy, accommodating and positive. I admired her ability to accept her clients, figuratively speaking, where they were specific to mortgage processes, etc. These before-mentioned attributes coupled with her willingness to be available during the day, the evening and often into the night were most appreciated especially given that we purchased and built while living in another region of the country. We would recommend Ms. Bhardwaj based on her professionalism, quality of service, her experience and knowledge.

R.G. & S.G. / Borrowers

Shachi was amazing to work with at BankSouth! We appreciate her attention to detail and expertise. We would highly recommend her to others!

K.R.

We had refinanced our house loan via Shachi. She has a very deep knowledge of her business. Not only she provided us with comprehensive explanation and guidance on options available to us, she also made the whole process very simple and made sure that we get the very best possible rates. She was there to help, provide advice and make excellent recommendations. Her top qualities: Personable, Expert, On Time and very prompt in returning calls. I highly recommend her services if you're in the market for a home loan or refinance

Zack G.

I have bought several homes before and worked with several different banks. Hands down this is one of the best experiences I have had so far. Shachi and her team provided excellent service. Purchasing a home can be painful but thanks to Shachi it was done prefect! I have no complaints and would always recommend her to anyone purchasing a home! I am very satisfied with the level of service.

A. Brown

Shachi is an awesome adviser. She has a great team of people behind her and their communication is exceptional. She kept us in-the-know during the entire process and we had a very smooth closing. We highly recommend and refer Shachi to our friends and family and would happily work with her again on our next purchase.

L.S. and D.S.

I would highly recommend Shachi Bhardwaj as a mortgage banker. As first-time homebuyers, the mortgage process was completely new to us. Shachi took the time and patiently explained what each term on the GFE and HUD meant and what the various costs on the loan worksheet were. From getting pre-qualified to closing, she made the process much easier than what we had anticipated. Thank you for all your time and effort.

N/A

There simply are no superlatives sufficient to thank you for your fantastic service in securing financing for us. You got us an excellent rate that was competitive with the very best offers out there, and came up with a very smart financing strategy that lured me to secure financing. I will happily and “enthusiastically” recommend you to others.

Sanjay S.

For a first-time homebuyer like me with several questions, Ms. Bhardwaj was always available (late at night or early in the mornings) to very patiently explain the process, repeat an explanation, or calm me down if I got worried about something. I can't thank her enough for everything she did.

Jagan K.

Shachi provided flexible meeting times, individual attention and was able to help meet our financial needs. Shachi was also very responsive throughout the process.

J.M. and T.M.