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Shachi Bhardwaj
Senior Mortgage Banker
NMLS ID #: 200704
Office: (678) 595-7904
Fax: (678) 722-8318

Shachi Bhardwaj has been in the mortgage industry since 2005 following a successful stint as an entrepreneur. During this period, Shachi has built a vast network of delighted homebuyers, realtors, and builders. She has consistently received the Mortgage Bankers Association of Georgia's (MBAG's) Gold Award since 2009 - an honor that is awarded to the top 1 percentile of loan officers. 

What really sets her apart from her competition is her comprehensive industry knowledge, resourcefulness, and responsiveness to client needs. She takes the time to understand her client’s personal needs, goals, dreams and challenges - whether you are a 1st time home buyer, buying your next home, or refinancing. She takes pride in not only diligently finding the best mortgage loan option for her clients, but also helping her clients fully understand the home loan process and become comfortable with all aspects of it. 

And if you happen to be on a work visa, you would be hard pressed to find a more knowledgeable and resourceful loan officer. With her extensive knowledge of the US immigration and work visa rules, built on her vast experience with non-U.S. Citizens/Permanent Resident Alien clients, she will ensure that your unique needs are met in the most efficient manner possible.

Shachi's extensive experience in Residential Mortgage Lending covers a full spectrum of loan products, including New Construction Financing, Conventional Loans, Jumbo Loans, Construction Loans, Renovation Loans, FHA Loans, VA Loans, USDA Loans, and Home Equity Line of Credit.

Customer Testimonials

I would highly recommend Shachi Bhardwaj as a mortgage banker. As first-time homebuyers, the mortgage process was completely new to us. Shachi took the time and patiently explained what each term on the GFE and HUD meant and what the various costs on the loan worksheet were. From getting pre-qualified to closing, she made the process much easier than what we had anticipated. Thank you for all your time and effort.

N/A

I am writing to thank you for your help with the recent mortgage loan I obtained from BankSouth. Since the inception of the process, you were diligent in following up and working with me closely at every step.

I value your integrity for keeping the promise of getting my loan approved and processed within 10 days; that’s exceptional compared to the industry average and unheard of; not to mention the extremely competitive pricing and friendly staff. No matter what time of the day it was, you were always on your toes in keeping things moving along smoothly. You made this overwhelming process a breeze for me.

I would definitely refer you anyone I know who is looking for a mortgage loan. After hearing the horror stories of the few people I know, I think I was fortunate to have worked with you, given the time constraints I had. Thank you for such a wonderful experience.

A.S.

I have bought several homes before and worked with several different banks. Hands down this is one of the best experiences I have had so far. Shachi and her team provided excellent service. Purchasing a home can be painful but thanks to Shachi it was done prefect! I have no complaints and would always recommend her to anyone purchasing a home! I am very satisfied with the level of service.

A. Brown

There simply are no superlatives sufficient to thank you for your fantastic service in securing financing for us. You got us an excellent rate that was competitive with the very best offers out there, and came up with a very smart financing strategy that lured me to secure financing. I will happily and “enthusiastically” recommend you to others.

Sanjay S.

For past five years my clients have been having Shachi's help in getting mortgage for their new home purchase or for refinancing their existing home. They are very happy and satisfied with her knowledge of the industry. She is trustworthy and reliable.

Kiran K.

For a first-time homebuyer like me with several questions, Ms. Bhardwaj was always available (late at night or early in the mornings) to very patiently explain the process, repeat an explanation, or calm me down if I got worried about something. I can't thank her enough for everything she did.

Jagan K.

Shachi is a pleasure to work with! She is very knowledgeable and can help in evaluating various financing options. She is detail oriented and ensures that everything is managed on time and accurately which is very important when you are financing any kind of property.

Satish A.

Shachi stayed on top of the process so I didn't have to.

Peter T.

Shachi was extremely helpful in my entire process of home buying. It was my first experience of home buying and I was facing lot of unknowns. Shachi was very patient in answering all my questions and explaining everything in detail.

S.T.

Shachi was outstanding and gave us excellent service. She is a true professional. She was always very responsive and made sure that we knew the pros and cons of any issue.

Shreyes M.