Fax: (678) 722-8318
Shachi Bhardwaj has been in the mortgage industry since 2005 following a successful stint as an entrepreneur. During this period, Shachi has built a vast network of delighted homebuyers, realtors, and builders. She has consistently received the Mortgage Bankers Association of Georgia's (MBAG's) Gold Award since 2009 - an honor that is awarded to the top 1 percentile of loan officers.
What really sets her apart from her competition is her comprehensive industry knowledge, resourcefulness, and responsiveness to client needs. She takes the time to understand her client’s personal needs, goals, dreams and challenges - whether you are a 1st time home buyer, buying your next home, or refinancing. She takes pride in not only diligently finding the best mortgage loan option for her clients, but also helping her clients fully understand the home loan process and become comfortable with all aspects of it.
And if you happen to be on a work visa, you would be hard pressed to find a more knowledgeable and resourceful loan officer. With her extensive knowledge of the US immigration and work visa rules, built on her vast experience with non-U.S. Citizens/Permanent Resident Alien clients, she will ensure that your unique needs are met in the most efficient manner possible.
Shachi's extensive experience in Residential Mortgage Lending covers a full spectrum of loan products, including New Construction Financing, Conventional Loans, Jumbo Loans, Construction Loans, Renovation Loans, FHA Loans, VA Loans, USDA Loans, and Home Equity Line of Credit.
I am writing to thank you for your help with the recent mortgage loan I obtained from BankSouth. Since the inception of the process, you were diligent in following up and working with me closely at every step.A.S.
I value your integrity for keeping the promise of getting my loan approved and processed within 10 days; that’s exceptional compared to the industry average and unheard of; not to mention the extremely competitive pricing and friendly staff. No matter what time of the day it was, you were always on your toes in keeping things moving along smoothly. You made this overwhelming process a breeze for me.
I would definitely refer you anyone I know who is looking for a mortgage loan. After hearing the horror stories of the few people I know, I think I was fortunate to have worked with you, given the time constraints I had. Thank you for such a wonderful experience.
There simply are no superlatives sufficient to thank you for your fantastic service in securing financing for us. You got us an excellent rate that was competitive with the very best offers out there, and came up with a very smart financing strategy that lured me to secure financing. I will happily and “enthusiastically” recommend you to others.Sanjay S.
I would highly recommend Shachi Bhardwaj as a mortgage banker. As first-time homebuyers, the mortgage process was completely new to us. Shachi took the time and patiently explained what each term on the GFE and HUD meant and what the various costs on the loan worksheet were. From getting pre-qualified to closing, she made the process much easier than what we had anticipated. Thank you for all your time and effort.N/A
Shachi was amazing to work with at BankSouth! We appreciate her attention to detail and expertise. We would highly recommend her to others!K.R.
For past five years my clients have been having Shachi's help in getting mortgage for their new home purchase or for refinancing their existing home. They are very happy and satisfied with her knowledge of the industry. She is trustworthy and reliable.Kiran K.
Our mortgage Banker, Shachi Bhardwaj, was excellent. Separate from her knowledge and expertise, she was honest, trustworthy, accommodating and positive. I admired her ability to accept her clients, figuratively speaking, where they were specific to mortgage processes, etc. These before-mentioned attributes coupled with her willingness to be available during the day, the evening and often into the night were most appreciated especially given that we purchased and built while living in another region of the country. We would recommend Ms. Bhardwaj based on her professionalism, quality of service, her experience and knowledge.R.G. & S.G. / Borrowers
I have bought several homes before and worked with several different banks. Hands down this is one of the best experiences I have had so far. Shachi and her team provided excellent service. Purchasing a home can be painful but thanks to Shachi it was done prefect! I have no complaints and would always recommend her to anyone purchasing a home! I am very satisfied with the level of service.A. Brown
I am writing to give Shachi Bhardwaj my highest recommendation. Shachi possesses all the attributes necessary to be an excellent Mortgage Banker: she knows her market extremely well; she is diligent, responsive, and yet very patient with her clients. Shachi is both very professional and personable. She clearly takes pride in doing a good job.Ven B.
It would be hard to envision someone doing a better job than Shachi or being anything but happy in choosing to work with her.
For a first-time homebuyer like me with several questions, Ms. Bhardwaj was always available (late at night or early in the mornings) to very patiently explain the process, repeat an explanation, or calm me down if I got worried about something. I can't thank her enough for everything she did.Jagan K.
Shachi is an awesome adviser. She has a great team of people behind her and their communication is exceptional. She kept us in-the-know during the entire process and we had a very smooth closing. We highly recommend and refer Shachi to our friends and family and would happily work with her again on our next purchase.L.S. and D.S.